Home, Condo and Renters Insurance
Know the Difference
A homeowners policy is for people who own a home. This may be either a house or a condominium. This type of policy will cover both the outside of the home and all the contents of your home. It will cover the majority of natural disasters and will allow you to replace or rebuild damaged property. If your home is broken into by a thief and items are stolen your insurance will help replace stolen items and pay for any damage in terms of vandalism that the thief did.
With a renter‘s policy, the coverage includes the inner contents of the home, apartment, or room that you are renting. This is coverage for the break-ins, the natural disasters, fires, and other circumstances that are beyond your control. Even though your landlord will have a homeowners policy on the place you are living, it does not cover your own personal items as a renter, which is why renters insurance is essential.
Start your quote online.
We tired to make the quoting process easy. Please have any necessary information in hand. You will be asked basic questions about your home, the construction of your home, features, etc. These question are necessary to determine the best coverage options for you.
